Retirement begins with a game plan.

Retirement planning means figuring out how much money you need to save for retirement and putting a plan in place to get there.
Investing 15% of your gross income for retirement in tax-advantaged retirement accounts like a 401(k) and Roth IRA is the key to building a solid nest egg for retirement.
Figuring out when to start taking your Social Security benefits and how to cover medical costs in retirement is an important part of retirement planning.
Keeping a long-term perspective will help you stay on track and avoid costly mistakes on the way to your retirement.

Start your early retirement plan by defining your goals, building a mock retirement budget, and evaluating your current financial situation.
Use a bridge account or rental income from paid-for properties to cover expenses until withdrawals are penalty-free.
Commit to lifestyle changes, get out of debt, and stick with consistent investing to make retiring early possible.
Meet regularly with a financial advisor to build a plan and stay on track.

If you feel behind when it comes to saving for retirement, it’s never too late to get started or get back on track.
If you consistently invest 15% of your income for retirement each month, you can use the power of time and compound interest to help you build a solid nest egg for retirement.
Maxing out your retirement accounts, looking for savings hiding in your monthly budget, and finding ways to increase your income are some of the fastest ways to catch up on retirement.
Turning your home into a powerful wealth-building tool or even pushing back retirement a few years can also make a big difference and give you more options moving forward.

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